:root {
  --gold: #B8960C;
  --gold-light: #F5E6A3;
  --gold-dark: #7A6208;
  --navy: #0D1B2A;
  --navy-mid: #1A3050;
  --navy-soft: #243B55;
  --cream: #FAF7F0;
  --cream-dark: #F0EAD6;
  --text-main: #1A1A1A;
  --text-muted: #5C5C5C;
  --white: #FFFFFF;
  --border: rgba(184,150,12,0.2);
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: 'DM Sans', sans-serif;
  background: var(--cream);
  color: var(--text-main);
  font-size: 16px;
  line-height: 1.7;
}

h1, h2, h3, h4 {
  font-family: 'Playfair Display', serif;
  line-height: 1.25;
}

/* NAV */
nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  background: rgba(13,27,42,0.97);
  backdrop-filter: blur(8px);
  padding: 0 5%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
  border-bottom: 1px solid rgba(184,150,12,0.3);
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
}

.nav-logo .logo-img {
  height: 42px;
  width: auto;
  filter: drop-shadow(0 0 5px rgba(184,150,12,0.3));
}

.logo-text {
  display: flex;
  flex-direction: column;
}

.nav-logo .brand {
  font-family: 'Playfair Display', serif;
  font-size: 18px;
  font-weight: 700;
  color: var(--gold);
  letter-spacing: 0.5px;
}

.nav-logo .tagline {
  font-size: 10px;
  color: rgba(245,230,163,0.6);
  letter-spacing: 1.5px;
  text-transform: uppercase;
  font-weight: 300;
}

.nav-links {
  display: flex;
  gap: 32px;
  list-style: none;
}

.nav-links a {
  color: rgba(255,255,255,0.75);
  text-decoration: none;
  font-size: 14px;
  font-weight: 400;
  letter-spacing: 0.3px;
  transition: color 0.2s;
}

.nav-links a:hover, .nav-links a.active { color: var(--gold); }

.nav-cta {
  background: var(--gold);
  color: var(--navy) !important;
  padding: 8px 20px;
  border-radius: 4px;
  font-weight: 500 !important;
  font-size: 13px !important;
}

.nav-cta:hover { background: #D4AC14 !important; color: var(--navy) !important; }

/* HERO */
.hero {
  min-height: 100vh;
  background: var(--navy);
  display: flex;
  align-items: center;
  padding: 100px 5% 60px;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -100px; right: -100px;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(184,150,12,0.08) 0%, transparent 70%);
  pointer-events: none;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, var(--gold), transparent);
}

.hero-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  width: 100%;
}

.hero-badge {
  display: inline-block;
  background: rgba(184,150,12,0.15);
  border: 1px solid rgba(184,150,12,0.4);
  color: var(--gold);
  font-size: 11px;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 2px;
  margin-bottom: 24px;
  font-weight: 500;
}

.hero h1 {
  font-size: clamp(36px, 4.5vw, 58px);
  color: var(--white);
  margin-bottom: 20px;
  font-weight: 700;
}

.hero h1 span {
  color: var(--gold);
  display: block;
}

.hero-sub {
  color: rgba(255,255,255,0.6);
  font-size: 16px;
  font-weight: 300;
  margin-bottom: 36px;
  line-height: 1.8;
}

.hero-btns {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.btn-primary {
  background: var(--gold);
  color: var(--navy);
  padding: 14px 32px;
  border-radius: 4px;
  font-weight: 500;
  font-size: 15px;
  text-decoration: none;
  display: inline-block;
  transition: background 0.2s, transform 0.15s;
  letter-spacing: 0.3px;
}

.btn-primary:hover { background: #D4AC14; transform: translateY(-1px); }

.btn-outline {
  border: 1px solid rgba(184,150,12,0.5);
  color: var(--gold);
  padding: 14px 32px;
  border-radius: 4px;
  font-weight: 400;
  font-size: 15px;
  text-decoration: none;
  display: inline-block;
  transition: border-color 0.2s, color 0.2s;
}

.btn-outline:hover { border-color: var(--gold); color: var(--gold-light); }

/* HERO RIGHT - STATS CARD */
.hero-card {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(184,150,12,0.2);
  border-radius: 8px;
  padding: 36px;
}

.hero-card-title {
  font-family: 'Playfair Display', serif;
  font-size: 18px;
  color: var(--gold);
  margin-bottom: 24px;
  padding-bottom: 16px;
  border-bottom: 1px solid rgba(184,150,12,0.2);
}

.service-list-hero {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.service-list-hero li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  color: rgba(255,255,255,0.75);
  font-size: 14px;
  font-weight: 300;
  line-height: 1.5;
}

.service-list-hero li::before {
  content: '';
  width: 6px;
  height: 6px;
  background: var(--gold);
  border-radius: 50%;
  margin-top: 7px;
  flex-shrink: 0;
}

.hero-contact-strip {
  margin-top: 28px;
  padding-top: 20px;
  border-top: 1px solid rgba(184,150,12,0.15);
  display: flex;
  align-items: center;
  gap: 10px;
}

.hero-contact-strip .phone {
  color: var(--gold);
  font-size: 18px;
  font-weight: 500;
  font-family: 'Playfair Display', serif;
  text-decoration: none;
}

.hero-contact-strip .label {
  font-size: 11px;
  color: rgba(255,255,255,0.4);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  display: block;
}

/* SECTION COMMON */
section { padding: 90px 5%; }

.section-inner { max-width: 1100px; margin: 0 auto; }

.section-label {
  font-size: 11px;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--gold-dark);
  font-weight: 500;
  margin-bottom: 12px;
}

.section-title {
  font-size: clamp(28px, 3.5vw, 42px);
  color: var(--navy);
  margin-bottom: 16px;
}

.section-sub {
  font-size: 16px;
  color: var(--text-muted);
  font-weight: 300;
  max-width: 560px;
  line-height: 1.8;
}

/* WHY US */
.why-us {
  background: var(--cream-dark);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 28px;
  margin-top: 50px;
}

.trust-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 28px 24px;
  position: relative;
  overflow: hidden;
}

.trust-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--gold);
}

.trust-num {
  font-family: 'Playfair Display', serif;
  font-size: 38px;
  color: var(--gold);
  font-weight: 700;
  line-height: 1;
  margin-bottom: 8px;
}

.trust-label {
  font-size: 14px;
  color: var(--text-muted);
  font-weight: 400;
}

/* SERVICES */
.services { background: var(--white); }

.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 28px;
  margin-top: 50px;
}

.service-card {
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 32px 28px;
  background: var(--cream);
  transition: border-color 0.2s, transform 0.2s;
  cursor: default;
}

.service-card:hover {
  border-color: var(--gold);
  transform: translateY(-3px);
}

.service-icon {
  width: 44px;
  height: 44px;
  background: rgba(184,150,12,0.12);
  border-radius: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.service-icon svg { width: 22px; height: 22px; stroke: var(--gold); fill: none; stroke-width: 1.5; }

.service-card h3 {
  font-size: 18px;
  color: var(--navy);
  margin-bottom: 12px;
  font-weight: 600;
}

.service-card p {
  font-size: 14px;
  color: var(--text-muted);
  font-weight: 300;
  line-height: 1.75;
  margin-bottom: 16px;
}

.service-sub-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.service-sub-list li {
  font-size: 13px;
  color: var(--text-muted);
  padding-left: 14px;
  position: relative;
  font-weight: 300;
}

.service-sub-list li::before {
  content: '—';
  position: absolute;
  left: 0;
  color: var(--gold);
  font-size: 11px;
}

/* APPROACH */
.approach {
  background: var(--navy);
  position: relative;
  overflow: hidden;
}

.approach::before {
  content: '';
  position: absolute;
  bottom: -150px; right: -150px;
  width: 500px; height: 500px;
  background: radial-gradient(circle, rgba(184,150,12,0.06) 0%, transparent 70%);
  pointer-events: none;
}

.approach .section-title { color: var(--white); }
.approach .section-label { color: rgba(184,150,12,0.8); }
.approach .section-sub { color: rgba(255,255,255,0.55); max-width: 680px; }

.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 28px;
  margin-top: 50px;
}

.step-card {
  padding: 28px 20px;
  border: 1px solid rgba(184,150,12,0.2);
  border-radius: 6px;
  position: relative;
}

.step-num {
  font-family: 'Playfair Display', serif;
  font-size: 42px;
  color: rgba(184,150,12,0.2);
  font-weight: 700;
  line-height: 1;
  margin-bottom: 12px;
}

.step-card h4 {
  color: var(--gold);
  font-size: 16px;
  margin-bottom: 10px;
  font-weight: 600;
}

.step-card p {
  color: rgba(255,255,255,0.55);
  font-size: 13px;
  font-weight: 300;
  line-height: 1.7;
}

/* CONTACT */
.contact-section { background: var(--cream-dark); }

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  margin-top: 50px;
  align-items: start;
}

.contact-detail {
  display: flex;
  gap: 16px;
  margin-bottom: 28px;
  align-items: flex-start;
}

.contact-icon {
  width: 40px;
  height: 40px;
  background: rgba(184,150,12,0.1);
  border: 1px solid var(--border);
  border-radius: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-icon svg { width: 18px; height: 18px; stroke: var(--gold); fill: none; stroke-width: 1.5; }

.contact-detail .label {
  font-size: 11px;
  color: var(--gold-dark);
  text-transform: uppercase;
  letter-spacing: 1.5px;
  font-weight: 500;
  display: block;
  margin-bottom: 4px;
}

.contact-detail .value {
  font-size: 15px;
  color: var(--text-main);
  font-weight: 400;
  line-height: 1.5;
}

.contact-detail a.value {
  color: var(--navy);
  text-decoration: none;
  font-weight: 500;
}

.contact-detail a.value:hover { color: var(--gold-dark); }

/* FORM */
.contact-form-wrap {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 36px;
}

.contact-form-wrap h3 {
  font-size: 20px;
  color: var(--navy);
  margin-bottom: 24px;
  font-weight: 600;
}

.form-group { margin-bottom: 20px; }

.form-group label {
  display: block;
  font-size: 12px;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 6px;
  font-weight: 500;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 11px 14px;
  border: 1px solid #DDD;
  border-radius: 4px;
  font-family: 'DM Sans', sans-serif;
  font-size: 14px;
  color: var(--text-main);
  background: var(--cream);
  outline: none;
  transition: border-color 0.2s;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus { border-color: var(--gold); }

.form-group textarea { resize: vertical; min-height: 100px; }

.form-submit {
  width: 100%;
  background: var(--gold);
  color: var(--navy);
  padding: 13px;
  border: none;
  border-radius: 4px;
  font-size: 15px;
  font-weight: 500;
  cursor: pointer;
  font-family: 'DM Sans', sans-serif;
  transition: background 0.2s;
  margin-top: 6px;
}

.form-submit:hover { background: #D4AC14; }

/* MAP EMBED */
.map-embed {
  margin-top: 36px;
  border-radius: 6px;
  overflow: hidden;
  border: 1px solid var(--border);
}

.map-embed iframe {
  width: 100%;
  height: 240px;
  border: none;
  display: block;
}

/* FOOTER */
footer {
  background: var(--navy);
  padding: 50px 5% 28px;
  border-top: 1px solid rgba(184,150,12,0.3);
  margin-top: 80px;
}

.footer-inner { max-width: 1100px; margin: 0 auto; }
.footer-top { display: grid; grid-template-columns: 2fr 1fr 1fr; gap: 50px; margin-bottom: 40px; }
.footer-brand .name { font-family: 'Playfair Display', serif; font-size: 22px; color: var(--gold); font-weight: 700; margin-bottom: 12px; }
.footer-brand p { font-size: 13px; color: rgba(255,255,255,0.45); font-weight: 300; line-height: 1.8; max-width: 300px; }
.footer-col h4 { color: rgba(255,255,255,0.7); font-size: 12px; text-transform: uppercase; letter-spacing: 1.5px; font-weight: 500; margin-bottom: 16px; }
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 10px; font-size: 13px; color: rgba(255,255,255,0.4); font-weight: 300; }
.footer-col ul li a { color: inherit; text-decoration: none; transition: color 0.2s; }
.footer-col ul li a:hover { color: var(--gold); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.08); padding-top: 20px; display: flex; justify-content: space-between; align-items: center; }
.footer-bottom p { font-size: 12px; color: rgba(255,255,255,0.3); }

/* BLOG PREVIEW */
.blog-preview { background: var(--white); }
.blog-preview-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 28px;
  margin-top: 50px;
}
.preview-card {
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 28px;
  text-decoration: none;
  transition: all 0.2s;
  background: var(--cream);
}
.preview-card:hover { border-color: var(--gold); transform: translateY(-3px); }
.preview-tag { font-size: 10px; color: var(--gold-dark); text-transform: uppercase; letter-spacing: 1.5px; font-weight: 500; margin-bottom: 12px; display: block; }
.preview-card h3 { font-size: 18px; color: var(--navy); margin-bottom: 12px; }
.preview-card p { font-size: 14px; color: var(--text-muted); font-weight: 300; margin-bottom: 18px; line-height: 1.6; }
.preview-link { font-size: 13px; color: var(--gold-dark); font-weight: 500; }

/* ANIMATIONS */
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(20px); }
  to { opacity: 1; transform: translateY(0); }
}

.hero-content > * {
  animation: fadeUp 0.7s ease both;
}

.hero-content > *:nth-child(1) { animation-delay: 0.1s; }
.hero-content > *:nth-child(2) { animation-delay: 0.2s; }
.hero-content > *:nth-child(3) { animation-delay: 0.35s; }
.hero-content > *:nth-child(4) { animation-delay: 0.5s; }

.hero-card { animation: fadeUp 0.7s 0.4s ease both; }

/* MOBILE */
@media (max-width: 768px) {
  nav { padding: 0 4%; }
  .nav-links { display: none; }
  .hero-inner { grid-template-columns: 1fr; gap: 40px; }
  .hero-card { display: none; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; gap: 28px; }
  .hero { padding: 100px 4% 60px; }
  section { padding: 70px 4%; }
}

/* BLOG PAGE SPECIFIC */
.page-header { background: var(--navy); padding: 120px 5% 70px; position: relative; overflow: hidden; }
.page-header::after { content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 1px; background: linear-gradient(90deg, transparent, var(--gold), transparent); }
.page-header-inner { max-width: 1100px; margin: 0 auto; }
.page-header .label { font-size: 11px; letter-spacing: 2.5px; text-transform: uppercase; color: rgba(184,150,12,0.8); font-weight: 500; margin-bottom: 14px; display: block; }
.page-header h1 { font-size: clamp(32px, 4vw, 50px); color: var(--white); margin-bottom: 16px; }
.page-header p { color: rgba(255,255,255,0.55); font-size: 16px; font-weight: 300; max-width: 520px; }

.blog-section { padding: 70px 5%; }
.blog-inner { max-width: 1100px; margin: 0 auto; }

.filter-bar { display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 44px; }
.filter-btn { padding: 7px 18px; border-radius: 30px; font-size: 13px; border: 1px solid var(--border); background: transparent; color: var(--text-muted); cursor: pointer; transition: all 0.2s; }
.filter-btn:hover, .filter-btn.active { background: var(--gold); border-color: var(--gold); color: var(--navy); font-weight: 500; }

.blog-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(320px, 1fr)); gap: 28px; }
.blog-card { background: var(--white); border: 1px solid var(--border); border-radius: 8px; overflow: hidden; text-decoration: none; display: block; transition: all 0.2s; }
.blog-card:hover { transform: translateY(-4px); border-color: var(--gold); box-shadow: 0 8px 32px rgba(184,150,12,0.08); }

.card-thumb { height: 180px; display: flex; align-items: center; justify-content: center; font-size: 48px; position: relative; overflow: hidden; }
.card-thumb.tax { background: linear-gradient(135deg, #1A3050, #0D1B2A); }
.card-thumb.invest { background: linear-gradient(135deg, #0D2B1A, #0D1B2A); }
.card-thumb.retire { background: linear-gradient(135deg, #2B1A0D, #1A0D0D); }
.card-thumb.loan { background: linear-gradient(135deg, #1A0D2B, #0D1B2A); }
.card-thumb.plan { background: linear-gradient(135deg, #0D1B2B, #0D2B2B); }

.card-thumb-icon { width: 64px; height: 64px; background: rgba(184,150,12,0.15); border: 1px solid rgba(184,150,12,0.3); border-radius: 50%; display: flex; align-items: center; justify-content: center; }
.card-thumb-icon svg { width: 28px; height: 28px; stroke: var(--gold); fill: none; stroke-width: 1.5; }

.card-body { padding: 22px 22px 24px; }
.card-meta { display: flex; align-items: center; gap: 10px; margin-bottom: 12px; }
.card-tag { font-size: 10px; letter-spacing: 1.5px; text-transform: uppercase; color: var(--gold-dark); font-weight: 500; background: rgba(184,150,12,0.08); padding: 3px 10px; border-radius: 20px; }
.card-date { font-size: 12px; color: var(--text-muted); font-weight: 300; }

.blog-card h3 { font-size: 18px; color: var(--navy); margin-bottom: 10px; font-weight: 600; line-height: 1.35; }
.blog-card p { font-size: 13px; color: var(--text-muted); font-weight: 300; line-height: 1.7; margin-bottom: 18px; }

.read-link { font-size: 13px; color: var(--gold-dark); font-weight: 500; display: inline-flex; align-items: center; gap: 6px; }
.read-link::after { content: '→'; transition: transform 0.2s; }
.blog-card:hover .read-link::after { transform: translateX(4px); }

.cta-banner { margin-top: 60px; background: var(--navy); border-radius: 8px; border: 1px solid rgba(184,150,12,0.25); padding: 40px 48px; display: flex; align-items: center; justify-content: space-between; gap: 28px; flex-wrap: wrap; }
.cta-banner h3 { font-size: 22px; color: var(--white); margin-bottom: 6px; }
.cta-banner p { font-size: 14px; color: rgba(255,255,255,0.5); font-weight: 300; }
.btn-gold { background: var(--gold); color: var(--navy); padding: 13px 28px; border-radius: 4px; text-decoration: none; font-weight: 500; font-size: 14px; white-space: nowrap; transition: background 0.2s; }
.btn-gold:hover { background: #D4AC14; }

/* POST PAGE SPECIFIC */
.post-hero { background: var(--navy); padding: 110px 5% 60px; position: relative; }
.post-hero::after { content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 1px; background: linear-gradient(90deg, transparent, var(--gold), transparent); }
.post-hero-inner { max-width: 760px; margin: 0 auto; }
.breadcrumb { display: flex; align-items: center; gap: 8px; font-size: 12px; color: rgba(255,255,255,0.4); margin-bottom: 20px; text-transform: uppercase; letter-spacing: 1px; }
.breadcrumb a { color: rgba(184,150,12,0.7); text-decoration: none; }
.post-tag { display: inline-block; background: rgba(184,150,12,0.15); border: 1px solid rgba(184,150,12,0.35); color: var(--gold); font-size: 11px; letter-spacing: 2px; text-transform: uppercase; padding: 5px 14px; border-radius: 2px; margin-bottom: 20px; font-weight: 500; }
.post-hero h1 { font-size: clamp(28px, 4vw, 44px); color: var(--white); margin-bottom: 18px; }
.post-meta { display: flex; align-items: center; gap: 20px; color: rgba(255,255,255,0.4); font-size: 13px; font-weight: 300; flex-wrap: wrap; }

.post-body-wrap { padding: 60px 5%; }
.post-layout { max-width: 1100px; margin: 0 auto; display: grid; grid-template-columns: 1fr 300px; gap: 60px; align-items: start; }

article h2 { font-size: 24px; color: var(--navy); margin: 36px 0 14px; padding-top: 8px; }
article h3 { font-size: 19px; color: var(--navy); margin: 26px 0 10px; }
article p { font-size: 16px; color: #333; margin-bottom: 18px; line-height: 1.85; font-weight: 300; }
article ul, article ol { margin: 16px 0 20px 20px; }
article li { font-size: 15px; color: #333; margin-bottom: 10px; line-height: 1.7; font-weight: 300; }

.highlight-box { background: rgba(184,150,12,0.06); border: 1px solid var(--border); border-left: 4px solid var(--gold); border-radius: 4px; padding: 20px 22px; margin: 28px 0; }
.highlight-box p { margin: 0; font-size: 15px; color: var(--navy); font-weight: 400; }

.info-table { width: 100%; border-collapse: collapse; margin: 24px 0 28px; font-size: 14px; }
.info-table th { background: var(--navy); color: var(--gold); padding: 11px 16px; text-align: left; font-weight: 500; font-size: 13px; }
.info-table td { padding: 11px 16px; border-bottom: 1px solid var(--border); color: var(--text-main); font-weight: 300; }
.info-table tr:nth-child(even) td { background: var(--cream-dark); }

.sidebar { position: sticky; top: 88px; }
.sidebar-card { background: var(--white); border: 1px solid var(--border); border-radius: 8px; overflow: hidden; margin-bottom: 24px; }
.sidebar-card-head { background: var(--navy); padding: 14px 20px; font-family: 'Playfair Display', serif; color: var(--gold); font-size: 15px; font-weight: 600; }
.sidebar-card-body { padding: 18px 20px; }
.sidebar-card-body p { font-size: 13px; color: var(--text-muted); margin-bottom: 14px; line-height: 1.7; font-weight: 300; }
.sidebar-btn { display: block; width: 100%; background: var(--gold); color: var(--navy); padding: 11px; border-radius: 4px; text-align: center; text-decoration: none; font-size: 13px; font-weight: 500; transition: all 0.2s; }
.sidebar-btn:hover { background: #D4AC14; }

.toc-list { list-style: none; }
.toc-list li { margin-bottom: 10px; }
.toc-list a { font-size: 13px; color: var(--text-muted); text-decoration: none; display: flex; align-items: flex-start; gap: 8px; line-height: 1.5; font-weight: 300; transition: all 0.2s; }
.toc-list a:hover { color: var(--gold-dark); }
.toc-list a::before { content: ''; width: 5px; height: 5px; background: var(--gold); border-radius: 50%; margin-top: 7px; flex-shrink: 0; }

/* WHATSAPP FLOAT */
.whatsapp-float {
  position: fixed;
  bottom: 30px;
  right: 30px;
  width: 54px;
  height: 54px;
  background-color: #25d366;
  color: #FFF;
  border-radius: 50px;
  text-align: center;
  font-size: 28px;
  box-shadow: 0 4px 12px rgba(0,0,0,0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  z-index: 1000;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.whatsapp-float:hover {
  transform: scale(1.1);
  box-shadow: 0 6px 20px rgba(37, 211, 102, 0.4);
  color: #fff;
}

.whatsapp-float svg {
  width: 30px;
  height: 30px;
  fill: currentColor;
}

/* PULSE EFFECT */
.whatsapp-float::after {
  content: '';
  position: absolute;
  width: 100%;
  height: 100%;
  background-color: #25d366;
  border-radius: 50%;
  z-index: -1;
  animation: whatsappPulse 2s infinite;
}

@keyframes whatsappPulse {
  0% { transform: scale(1); opacity: 0.6; }
  100% { transform: scale(1.6); opacity: 0; }
}

.post-footer-cta { max-width: 760px; margin: 50px auto 0; background: var(--navy); border-radius: 8px; border: 1px solid rgba(184,150,12,0.25); padding: 36px 40px; text-align: center; }
.post-footer-cta h3 { color: var(--white); font-size: 22px; margin-bottom: 10px; }
.post-footer-cta p { color: rgba(255,255,255,0.5); font-size: 14px; margin-bottom: 22px; font-weight: 300; }
.post-footer-cta a { display: inline-block; background: var(--gold); color: var(--navy); padding: 13px 32px; border-radius: 4px; text-decoration: none; font-weight: 500; font-size: 14px; transition: all 0.2s; }
.post-footer-cta a:hover { background: #D4AC14; }

.back-to-blog { max-width: 760px; margin: 28px auto 0; }
.back-to-blog a { font-size: 13px; color: var(--gold-dark); text-decoration: none; }